WHERE ARE YOU LOCATED?

We are a mobile company, which means we drive to your home for your appointments with us. We are currently covering areas within most of Lake County, FL and also parts of the Villages and Wildwood in Sumter County. We offer teletherapy services for select cases for anyone residing within the state of Florida.

WHAT CAN I EXPECT IN MY SESSIONS?

The initial evaluation is always done in person, unless you request teletherapy sessions only. This usually takes 60 minutes and allows the clinician to gather the necessary information to create your unique treatment plan. During our treatment sessions you will be provided with skilled instruction, education and exercises for your impairment. Treatment sessions can last 30 to 45 minutes depending on your needs. After each session you will be given home exercises to work on until the next session.

HOW LONG CAN I EXPECT TO WORK WITH YOU?

This varies greatly depending on your complex situation. Most plan of cares are anywhere from 1 to 3 months in duration, with visits anywhere from 2 to 4 days a week. It truly depends on you and your needs. We do have patients that need ongoing therapy and we see them on a yearly basis as needed with occasional breaks being taken on a home exercise program.

HOW DOES TELETHERAPY WORK?

Teletherapy allows us to meet through audio and video over the internet.

WHAT TYPE OF DEVICES ARE SUPPORTED?

Most modern devices are capable of using the video conferencing platform. During the initial evaluation we can do a test trial to make sure you are able to access the link for your sessions. You must have an internet connection.

WHAT INSURANCE DO YOU TAKE?

  • Original Medicare plans under Part B Benefits
  • Most out of network insurance plans (PPO, POS)
  • Cash/Self Pay Options

Cobalt Therapy is currently a Medicare B Provider and accepts all patients under original Medicare as well as those with insurance plans that cover out of network services. While we are not a provider for Medicare Advantage (or Medicare Replacement) plans, some will make exceptions if you can not find a Speech Therapist in their network for your area.

This also reduces the chances of our company ever having a long wait list which is what can happen at outpatient centers that accept most insurance plans. If you are restricted by your current insurance, we have cash self-pay options that can offer much value as a supplement to an existing plan.

We do all of the billing for you and you only need to pay if you have a co-payment/co-insurance portion. The only requirement for your care to be covered by Medicare is that you can not currently be in a home health episode receiving benefits under your Medicare Part A benefits. That would mean that you are already getting therapy services in your home and/or nursing visits under your Medicare Part A benefits. Confusing? Yes!

Please read this article to learn more about whether you would benefit most from therapy under your Medicare Part A vs Part B benefits and why it matters: Medicare Part A Or B for Therapy?

I NEED YOUR SERVICES, BUT YOU DO NOT ACCEPT MY INSURANCE. WHAT CAN I DO?

We have worked with many patients that were in need of our specialized services (such as e-stim for dysphagia or LSVT LOUD for voice) with HMO insurance. HMO insurance basically restricts the insurance holder to only seeing providers within their network. We have found that most of these insurance plans will make exceptions if you are not able to find a provider within their network that offers the treatment you need. This is called a Network GAP Exception. Please contact us for assistance with this process.

I NEED YOUR SERVICES, BUT I CAN’T AFFORD THE CO-PAYS. WHAT CAN I DO?

Many people have an insurance plan that made good economical sense at the time they chose it. Then life happened. Maybe it was a car accident or a stroke. That plan is no longer covering you in a way that is economically sound. We work with insurance specialists that can help you navigate this challenging terrain if you do not already have someone that you trust. Please contact us for assistance.

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